Pre-retirement counseling is primarily concerned with developing an adequate corpus for retirement.
Key areas to be focused -
1. What is the inflation rate expected to prevail during post retirement
2. What could be required medical expenses / emergency requirement post retirement
3. Selection of investment as well as annutiy vehicles post retirement
4. Activities desired to be performed or executed post retirement.
Areas of concern -
1. Increase in life spans
2. Quantum of money that can be spent for piligrim and other tour during retirement.
3. Individual fear including loss of identity, loss of social contacts, boredom, and loss of income.
The right mix of enjoyable and interesting leisure activities will help people maintain a strong sense of identity and an active social network.
Key areas to be focused -
1. What is the inflation rate expected to prevail during post retirement
2. What could be required medical expenses / emergency requirement post retirement
3. Selection of investment as well as annutiy vehicles post retirement
4. Activities desired to be performed or executed post retirement.
Areas of concern -
1. Increase in life spans
2. Quantum of money that can be spent for piligrim and other tour during retirement.
3. Individual fear including loss of identity, loss of social contacts, boredom, and loss of income.
The right mix of enjoyable and interesting leisure activities will help people maintain a strong sense of identity and an active social network.
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